Decoding the AHCA, As It Leaves the House

Decoding the AHCA, As It Leaves the House

First, a caveat: You should not use this piece to make health care decisions because this represents the author’s reading of the bill, and it is certain to be changed in the Senate. Since ObamaCare, it has become part of America’s ethos that everyone should have health insurance and insurance companies should be compelled to accept people with preexisting conditions (called “guaranteed issue”), at community rates—paying the same as anyone else. [See exception for waiver, below] The Republican “repeal” and replace bill, the American Health Care Act (AHCA) does not change that. How insurance works Insurance works by people paying an affordable premium, and the insurance company covers them for losses according to the kind of insurance it is: loss of life, an auto theft, an illness. Insurance generally works because the risk of a loss is distributed across a large group of people. The insurer calculates the risk and charges sufficient premiums to pay claims and make a profit. Simple math. In health insurance, guaranteed issue presents a hurdle unthinkable in other varieties of insurance: insurers being required to accept and indemnify enrollees who have already suffered a loss. We wouldn’t expect an auto insurer to pay for an accident that happened before the policy is purchased; a company that did so would soon be out of business. But health insurers are now required to do just that. Therefore, for people with preexisting conditions, this is an entitlement, not insurance. Health insurance companies have to be subsidized, one way or another, for accepting sick people, or premiums for all would go stratospheric. Having everybody purchase insurance would likely...
NO ONE IS TALKING ABOUT THE TRUE PROBLEM WITH OUR HEALTHCARE SYSTEM

NO ONE IS TALKING ABOUT THE TRUE PROBLEM WITH OUR HEALTHCARE SYSTEM

In some cases, you could say I am late to the dance on sharing my thoughts on the House of Representative’s passing of the American Healthcare Act (AHA). When a bill like this passes, I typically like to read the bill and understand what is in the bill rather than just being a parrot and repeating what others say about it. Most media reports are built on the politics of the bill or on parts of the bill that fit their particular narrative and special interest. Sadly, many that consume media feeds see the passing of contentious bills like this as a type of sport with teams winning and losing. It is a fan-based tribalism that shows how primitive our society can be. That means that we need to get beyond the theatrics and peel back the layers of the healthcare bill and look at our current dilemma from the inside out as it is confronted by the AHA. Let’s first say that we, in no way, could solve the problems of our healthcare system in the confines of a piece of legislation or articulate them in an article like this. We can only scratch the surface of what has become 17.1% of our gross domestic product since 2014. That seems like a lot until you realize that our health is our most precious commodity. What other resource is more important than our health? In comparison, Afghanistan spends 8.2%, communistic Cuba spends 11.1%, and the collapsing socialistic paradise, Venezuela spends 5.3%. THE MYTH Since the latest bill is being called a repeal and replacement of Obamacare, we have to understand what Obamacare actually said and did. Much...
Florida girl, 10, pries open alligator’s jaws to free herself

Florida girl, 10, pries open alligator’s jaws to free herself

A young girl’s quick thinking may have saved her life. The 10-year-old Florida girl who was attacked by an alligator while she sat in shallow water pried open the sharp-toothed reptile’s mouth to set herself free, according to records detailing the frightening encounter. The girl was in a designated swimming area of an Orlando-area park at about 2:30 p.m. on Saturday. Suddenly, an 8-foot-9-inch alligator lunged at her leg, according to a report by the Florida Fish and Wildlife Conservation Commission. Instead of panicking, she grabbed the gator and pried open its mouth to set her leg free. MATING SEASON MEANS ACTIVE ALLIGATORS IN FLORIDA The girl was with four family members when the attack occurred, the report said. A lifeguard was on duty. Officials from Florida Fish and Wildlife were able to find the gator and kill it. Doctors at a nearby hospital treated and released the girl. Matt Suedmeyer, manager of the Orange County Parks & Recreation Division, said the waterfront at Moss Park, where the attack happened, will be temporary closed to the public “out of an abundance of caution.” LOOK: GATOR STRUTS ACROSS GOLF COURSE WITH HUGE FISH IN MOUTH The attack came almost a year after an alligator killed a 2-year-old boy from Nebraska playing on the beach of a posh Walt Disney resort. Lane Graves was building sandcastles at Disney’s Grand Floridian Resort June 14 and Spa when the alligator bit his head and dragged him into a lagoon. Lane’s father, Matt Graves, who was nearby, grabbed the gator’s snout but was unable to free his son from the reptile’s grip. There have been 388 alligator...
Married Couples Splitting Over Trump, Study Says

Married Couples Splitting Over Trump, Study Says

By Jade Scipioni It’s not just Republicans and Democrats bickering it out lately. According to a new study and divorce attorneys, couples are also feuding over politics — especially President Trump — with many of them breaking up and even heading to divorce court. New data from Wakefield Research, an Arlington, Virginia-based polling firm, one in 10 couples (married or unmarried) ended their relationships over political disagreements, with millennials parting ways at a particularly high rate of 22%. “This study was conducted as part of Wakefield Research’s ongoing exploration of the trends driving conversations today in the U.S. and worldwide. Our research team regularly fields studies that examine how relationships are impacted by current events, so it was natural for us to ask about today’s political environment. We wanted to understand how, if at all, the current political environment was impacting romantic relationships,” Lisa Johnson Kiefer, managing director of Wakefield Research, tells FOX Business. The survey, which was conducted nationwide with 1,000 participants from April 12 to April 18, also found that 22% of Americans know a couple whose marriage or relationship “has been negatively impacted specifically due to President Trump’s election.” In fact, Wakefield says that 24% of Americans in a relationship or married report that since Trump was elected, “they and their partner have disagreed or argued about politics more than ever.” New York-based divorce attorney Lois Brenner agrees with the study, saying she’s never seen so many couples fight over politics in her entire career. “In my 35 years of matrimonial practice, I have never seen so many couples split over a political disagreement as with...
Satanic Temple cleared to install monument for the first time in Minnesota park

Satanic Temple cleared to install monument for the first time in Minnesota park

New York Post  It was a deal with the devil. A group of Satan worshippers has gotten the green light from local officials to install a statue honoring military men and women in a Minnesota park. The Satanic Temple, which has never before succeeded in having a monument placed on public land, announced Friday that it had received approval to install the monument at Veterans Memorial Park in Belle Plaine, according to the Washington Post. Lucien Greaves, spokesman for the organization based in Salem, Mass., told the paper that Belle Plaine officials “didn’t offer any resistance, to their credit.” Greaves, who also uses the moniker Doug Mesner, said the group’s motives weren’t evil. “It’s not about being shocking or upsetting the locals, though it’s an inevitable byproduct,” he said. The Satanic Temple application to Belle Plaine officials described the monument as a “black steel cube with embossed inverted pentagrams with inlaid gold on four sides.” “An inverted helmet rests on the top of the cube. A plaque on one side of the cube reads: ‘In honor of Belle Plaine veterans who fought to defend the United States and its Constitution.’ ” The monument deal is the latest chapter in a battle that dates back to last summer, when a resident objected to a metal silhouette of an infantryman kneeling before a cross. The resident objected on the grounds that the cross violated the principle of separation of church and state. READ MORE FROM THE NEW YORK...